What Is a Mortgage Trust? It’s Simple — We Just Can’t Say It Like That
Let’s be honest: explaining what a mortgage trust is shouldn’t be that hard.
Banks do it all day, every day.
They take in term deposits.
They lend that money out as mortgages.
They earn interest. You earn interest.
Straightforward, right?
Not so fast.
Because when you’re not a bank — and you’re operating under New Zealand’s very specific financial marketing rules — you’re not allowed to say that.
No comparisons. No oversimplifications. No talking about “bank-like” structures.
So how do you explain a product that’s conceptually familiar — without triggering an FMA migraine?
You do it with clarity. And a little creativity.
That’s exactly what we’ve done with the Norfolk Mortgage Trust explainer video.
It breaks down what the Trust does, who it’s for, and why thousands of investors use it to grow their wealth — without slipping into financial jargon or overstepping compliance lines.
Watch the explainer video here
You won’t hear comparisons to banks.
You will hear plain English.
You will get a feel for how it works, how it generates income, and what kind of investors it’s built for.
Because trust doesn’t come from technical detail.
It comes from clarity.
From showing you’ve done the work to make things understandable — without dumbing them down.
And from knowing your audience: everyday Kiwis who want their money working harder, without unnecessary risk.
So what is a mortgage trust?
And if it makes sense?
The next step is just as simple.
